Yield-curve watch: 10-year/3-month spread turns positive again, reviving recession debate
The closely watched 10Y–3M yield spread flipped back above zero, prompting renewed discussion of what the curve is signaling about growth.
A widely tracked recession signal is back in focus: the spread between the 10-year Treasury yield and the 3-month Treasury yield has recently turned positive after a period of inversion.
### Why markets care about this spread
- When short rates rise above long rates (an inversion), it often reflects tight policy and expectations of slower growth.
- Historically, when the spread later reverts back to positive, it can indicate the Fed has begun easing—sometimes just ahead of a downturn.
### Historical context
The source article notes that this inversion-then-reversion pattern occurred ahead of each of the last four recessions. It’s not a timing tool—lead times can vary widely—but it’s one reason investors start re-pricing risk when the curve’s shape changes.
### Cross-checks investors are watching in 2026
Alongside the yield-curve signal, markets typically monitor:
- labor-market momentum (job growth, openings, unemployment trend)
- consumer spending resilience
- credit conditions and delinquency rates
- fiscal policy and the pace of government spending
### What it could mean for stocks
If recession odds rise, the market narrative often shifts toward:
- defensives vs. cyclicals rotation
- earnings estimate cuts
- a greater premium placed on balance-sheet strength and free cash flow
Source: Nasdaq (The Motley Fool)
Source: Nasdaq (The Motley Fool)